Terms of Service

1. Acceptance of Terms

By accessing and using the Hobie Holdings website (hobieholdings.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Services

Hobie Holdings provides financial services including capital management, strategic advisory, growth and acquisition support, and financial planning. Our website provides general information about our firm and services. Nothing on this website constitutes financial, investment, legal, or tax advice.

3. No Financial Advice

The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. You should consult with a qualified financial advisor before making any investment decisions. Past performance does not guarantee future results.

4. Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the website
• Use the website to transmit any harmful or malicious content
• Reproduce, distribute, or create derivative works from website content without permission

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Hobie Holdings or its licensors and is protected by intellectual property laws. You may not use, copy, or distribute any content without our prior written consent.

6. SMS/Text Messaging Terms

If you opt in to receive SMS or text messages from Hobie Holdings:

• You consent to receive recurring text messages from Hobie Holdings
• Message frequency varies; message and data rates may apply
• Text STOP to cancel at any time; text HELP for assistance
• Your consent is not required as a condition of purchasing any goods or services
• Phone numbers collected for SMS will not be shared with third parties for marketing purposes
• Compatible carriers include but are not limited to: AT&T, T-Mobile, Verizon, Sprint

7. Limitation of Liability

To the fullest extent permitted by law, Hobie Holdings shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the website or services. Our total liability shall not exceed the amount paid by you, if any, for accessing the website.

8. Disclaimer of Warranties

This website is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Indemnification

You agree to indemnify and hold harmless Hobie Holdings, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of New York.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes acceptance of the revised Terms.

12. Contact Information

For questions about these Terms of Service, please contact us: